ContractorED

Banking & Finance for Contractors

pexels karola g 6627897

Course Description:

Most contractors fail because of money management, not lack of work. This course teaches you how to price jobs profitably, understand markup vs. margin, manage cash flow, eliminate financial leaks, track the right KPIs, and structure your business for tax efficiency and wealth building.

What You’ll Learn:

  • Profitable pricing formulas (markup vs. margin explained)
  • Job costing and accurate estimating
  • Overhead calculation and recovery
  • Cash flow management systems
  • Financial statements contractors actually need
  • Business structure (LLC, S-Corp, etc.)
  • Separating personal and business finances
  • Tax strategies for contractors

Who This Is For:
Contractors who are busy but broke, or who want to understand their numbers so they can make smarter business decisions.

Course Content

Financial Foundation
5 Topics
Contractor Financial Mindset Shift
Business Structure for Maximum Protection
Separating Business and Personal Finances
Understanding Financial Statements
Cash Flow vs. Profit – What Really Matters
Business Credit & Funding
5 Topics
Building Business Credit from Zero
The 10 Steps to Perfect Business Credit
Getting $50K-$250K in Business Credit Cards
Equipment Financing Strategies
SBA Loans and Government Programs
Tax Strategies & Optimization
5 Topics
Tax Deductions Contractors Always Miss
The Home Office Advantage
Vehicle and Equipment Write-Offs
Retirement Accounts That Save Thousands
Quarterly Tax Planning
Wealth Building & Investment
5 Topics
Paying Yourself First – Owner’s Compensation
Building Your War Chest
Real Estate Investment for Contractors
Stock Market Basics for Business Owners
Creating Multiple Income Streams
Financial Management Systems
5 Topics
Bookkeeping That Takes 10 Minutes a Week
Job Costing for Maximum Profit
Pricing for Profit, Not Survival
Financial KPIs to Track Daily
Budget Creation and Management